Click2Check has added an identity verification (IDV) service to its platform, as firms face rising fraud risks and tighter compliance demands.
The new tool allows mortgage and financial advisers to verify client identity in minutes using passport and driving licence checks completed via smartphone, removing the need for manual document handling.
It comes as identity fraud continues to climb. Data from Cifas shows there were 242,003 identity fraud cases recorded in 2025, accounting for 54% of all filings. Mortgage-related cases rose 43% year-on-year.
Click2Check said the integrated IDV service is designed to streamline onboarding while strengthening compliance with Know Your Customer (KYC) and anti-money laundering (AML) requirements.
REAL-TIME LIVENESS CHECKS
The technology, powered by Mitek, includes real-time liveness checks to detect impersonation attempts and forged documents, enabling advisers to validate clients before progressing applications.
By embedding ID verification within its platform, the firm aims to reduce reliance on multiple third-party tools and manual checks, cutting processing time and improving consistency.
The system works by sending clients a secure link, prompting them to complete a liveness check and upload identification. A consolidated report is then returned to the adviser confirming the outcome.
SEAMLESS AND SECURE
David Jones (main picture, inset), Director at Click2Check, says: “Manual ID checks rely heavily on staff training and judgement and it’s increasingly difficult to spot forgeries as the technology used to create them becomes ever more sophisticated.
“Our IDV service is a seamless, secure and frictionless process.”
The launch expands Click2Check’s wider compliance ecosystem, which already includes Open Banking-powered credit and transaction analysis alongside AML, politically exposed person (PEP), sanctions and watchlist checks.
