Mojo Mortgages uncovers more evidence of North South divide

New data from Mojo Mortgages has revealed significant differences in the types of properties the average UK house price can purchase across the country’s major cities.

As part of their analysis, Mojo Mortgages analysed all 3,236 properties currently for sale* between £255,000 – £265,000 in the UK’s top 45 most populous towns and cities. For each listing, Mojo Mortgages noted the number of bedrooms and bathrooms in each property, as well as the property type (semi-detached, flat, terraced, etc.) mentioned on the listing.

After averaging the results of all 3,236 listings, Mojo Mortgages can reveal that the most common property is a 2.18-bedroom, semi-detached property with 1.26 bathrooms.

However, when broken down city by city, the findings show stark contrasts in what the national average can buy.

Mojo Mortgages’ analysis reveals that in Northern cities, the average UK house price of £261,142 can typically secure a 3-bedroom detached property.

  • Specifically, Middlesbrough tops the list as the city where the national average price can buy the most bedrooms. Here, the national average property price can typically secure a 3.85-bedroom detached homewith 1.69 bathrooms.
  • Sunderland comes in second place, with the national average price able to purchase a 3.67-bedroom detached property with 1.87 bathrooms.
  • Another Northern city, Kingston upon Hull, rounds out the top three, where the national average price can secure a 3.5-bedroom detached home with 1.63 bathrooms. 
  • Out of all of 45 cities and towns analysed, homeowners in Brighton are likely to receive the least number of bedrooms for the national average property price. Residents here are most likely to be able to afford a flat or apartment with 1.31 bedrooms and 1.02 bathrooms.
  • Homeowners in Oxford are second-last, with the national average house price typically securing a flat or apartment with 1.5 bedrooms and 1.25 bathrooms.
  • Another university hotspot, Cambridge, then rounds up the bottom three. Here, the national average house price can most typically purchase a 1.56 bedroom flat or apartment, with 1.00 bathrooms exactly. 

Here are the full of all 45 towns & cities findings

City / Town

Region

House Type

Avg. house price

Avg. number of bathrooms

Avg. number of bedrooms

1. Middlesbrough

Yorkshire Humber

Detached

£261,150

1.69

3.85

2. Sunderland

North East

Detached

£261,104

1.86

3.67

3. Kingston upon Hull

Yorkshire Humber

Detached

£260,708

1.63

3.50

4. Swansea

Wales

Detached

£259,409

1.57

3.45

5. Glasgow

Scotland

Semi-Detached

£260,314

2.36

3.16

6. Stoke-on-Trent

West Midlands

Detached

£261,106

1.59

3.13

7. Ipswich

East

Semi-Detached

£260,407

1.38

3.09

8. Huddersfield

Yorkshire Humber

Semi-Detached

£260,722

1.36

3.06

9. Sheffield

Yorkshire Humber

Semi-Detached

£260,599

1.47

3.06

10. Newcastle upon Tyne

North East

Semi-Detached

£261,413

1.62

3.05

11. Wolverhampton

West Midlands

Semi-Detached

£260,807

1.33

3.04

12. Telford

West Midlands

Semi-Detached

£261,666

1.53

3.04

13. Liverpool

North West

Semi-Detached

£260,409

1.49

3.03

14. Blackpool

North West

Bungalow

£260,163

1.60

3.02

15. Plymouth

South West

Semi-Detached

£260,177

1.45

3.02

16. Bradford

Yorkshire Humber

Semi-Detached

£260,556

1.57

3.02

17. Derby

East Midlands

Semi-Detached

£260,369

1.48

3.00

18. Bolton

North West

Semi-Detached

£261,225

1.54

3.00

19. Nottingham

East Midlands

Semi-Detached

£260,748

1.42

2.99

20. Peterborough

East

Semi-Detached

£260,463

1.49

2.99

21. Warrington

North West

Semi-Detached

£260,898

1.42

2.97

22. Coventry

West Midlands

Semi-Detached

£260,350

1.51

2.94

23. Norwich

East

Semi-Detached

£260,107

1.40

2.82

24. Gloucester

South West

Semi-Detached

£260,961

1.35

2.79

25. Leeds

Yorkshire Humber

Semi-Detached

£260,719

1.38

2.78

26. Cardiff

Wales

Semi-Detached

£260,569

1.34

2.77

27. Leicester

East Midlands

Semi-Detached

£260,394

1.08

2.75

28. Birmingham

West Midlands

Semi-Detached

£260,295

1.33

2.73

29. Portsmouth

South East

Terraced

£261,209

1.16

2.69

30. Northampton

East Midlands

Bungalow

£260,458

1.29

2.59

31. Swindon

South West

Terraced

£260,956

1.15

2.57

32. Manchester

North West

Flat / Apartment

£260,518

1.36

2.42

33. Southampton

South East

Flat / Apartment

£261,155

1.27

2.30

34. Edinburgh

Scotland

Flat / Apartment

£261,582

1.52

2.26

35. Luton

East

Terraced

£260,329

1.22

2.22

36. Bournemouth

South West

Flat / Apartment

£260,823

1.33

2.19

37. Poole

South West

Flat / Apartment

£260,878

1.38

2.16

38. York

Yorkshire Humber

Flat / Apartment

£260,588

1.18

2.15

39. Milton Keynes

South East

Flat / Apartment

£260,249

1.17

2.10

40. Bristol

South West

Flat / Apartment

£261,374

1.12

2.03

41. Reading

South East

Flat / Apartment

£260,148

1.23

2.00

42. Slough

South East

Flat / Apartment

£261,756

1.16

1.72

43. Cambridge

East

Flat / Apartment

£261,070

1.00

1.56

44. Oxford

South East

Flat / Apartment

£262,500

1.25

1.50

45. Brighton

South East

Flat / Apartment

£261,310

1.02

1.31

Mojo Mortgages’ analysis has uncovered clear city-by-city differences in the property type that home buyers are likely to be able to purchase with the national average property price (£261,142) across the UK. Having this awareness allows home buyers to tailor their home search to their specific needs and budget.  

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